What is the Big Beautiful Bill: No Stimulus Checks, but Tax Relief Included
- Author: Alicia Cole
- Posted: 2025-10-09
The One Big Beautiful Bill Act, a significant piece of tax reform legislation, was passed by Congress in July 2025. Spearheaded by the Trump administration, it has become a topic of considerable discussion owing to its provisions for tax relief.
A common question on the minds of many is whether the bill includes direct stimulus payments like previous packages during the COVID-19 pandemic. Here's what you should know:
Stimulus Payments: A Clear Answer
Unlike the financial aids given during the pandemic through legislation like the CARES Act of 2020 or the American Rescue Plan of 2021, the Big Beautiful Bill (BBB) does not feature a provision for universal stimulus checks.
There are no wide-scale immediate payment measures for taxpayers within this package. Official sources from the White House and media reports from outlets like USA Today have made it clear that the bill’s focus is on providing progressive tax relief rather than direct cash transfers.
Pandemic vs Current Package
During the pandemic, stimulus checks ranged from $1,200 to $3,200 for millions of Americans. In stark contrast, the BBB offers various deductions and tax benefits but stops short of issuing a universal direct deposit.
What Does the Big Beautiful Bill Include?
Even though there are no direct stimulus checks, the bill introduces several other forms of financial relief:
- Tax Exemptions: Taxbreaks are given on tips (up to $25,000) and overtime (up to $160,000) for those with incomes below $150,000.
- Child Tax Credit: A new child tax credit of $2,500 is available, which is refundable up to $1,600, though this applies only to those who earn enough to qualify.
- Standard Deduction Increase: The bill increases the standard deduction to $15,750 for single filers and $31,500 for those filing jointly, with provisions for inflation adjustment.
- Car Loan Interest Deduction: Taxpayers can deduct interest on car loan payments up to a maximum of $2,500.
Tax experts from the Tax Foundation project that these measures could translate to annual savings between $500 and $1,500 for average taxpayers.
The Trump Accounts Program
One aspect of the new bill that does result in a direct payment is the Trump Accounts program. This initiative promises a one-time deposit of $1,000 into savings accounts for newborns from 2025 to 2028.
It is designed to promote long-term savings rather than immediate consumer spending and is exclusively for new parents—it is not applicable to other adults or families with children not born within the specified years.
Final Takeaway
The passage of the Big Beautiful Bill marks a shift in taxpayer support, moving away from direct stimulus payments and towards targeted tax relief. While not everyone will receive a check in their mail, many will notice lower tax bills.
The extent of the benefit an individual or family gains from the bill will depend on their income levels, family status, and specific working conditions such as earning tips or overtime.
The BBB may not hand out stimulus checks, but it's aimed at providing indirect financial relief through a more nuanced approach, hoping to affect the pockets of the American populace positively.
-
Read about: Florida's Temporary Financial Help in July 2025: What You Need to Know
